Picture this: After a short trip to the grocery store, you come home to find your belongings burned to a crisp, because your neighbor forgot to put out a candle.

Or how about this: While on vacation in Miami soaking up the rays, a thief is soaking up the tunes on your new iPod®.

Whether you’re traveling the globe or just rounding the corner, who is watching your stuff?

Consider all that could happen to your home, not only when you’re there, but also when you’re away - even for a short time. If something does happen, renters insurance may be your only recourse.

Many renters rely on their landlord’s insurance policy to cover damages to their personal property and are surprised to discover that their landlord’s policy only covers the property in which they live, and not any of their personal possessions or their personal liability. A Renters Insurance policy will cover items that are damaged, destroyed, or stolen, due to a covered event such as a fire, theft, vandalism, smoke, explosion, or certain natural disasters like hurricanes, and lightning, up to the policy limit. Most renters insurance policies cover personal liability, which protects you if someone slips and falls in your apartment, or if you accidentally hit someone with a baseball at the batting cage.

Maybe you don’t think you own very much, or that if something should happen you can pay for it little by little. Think again. Your clothing, electronics, furniture, appliances, and other miscellaneous household items can add up to quite a lot – even thousands of dollars!

Click here to find out just how much you really own.

The reality is, the renter is always responsible for their personal property and liability and you cannot rely on someone else to cover your losses.

Simply put - renters insurance watches your stuff.

FAQs on Renters Insurance